If you’re self-employed, we’ll do all the grunt work to secure you a home loan. After all, running your own business comes with enough challenges of its own.
If you’re self-employed and looking for a home loan, we’re here to help.
You’ll usually need to provide annual reports for your business, for the last two years, prepared by your accountant. Assuming you have enough income to make your loan repayments, you can borrow up to 80% of a standard residential owner-occupied property at the normal rates.
If you haven’t been in business for two years, or if you don’t have accountant-prepared financials, there are other options. In this case, a low doc loan could be the right solution. But you should be aware that pricing and credit criteria vary between lenders. Talk to us about your situation and we can let you know what’s right for you.
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